Category: Buying

The Return of the Home Inspection – What to Expect When You’re Inspecting

With buyers finally breathing a little easier, thanks to a gentle shift in the Ontario real estate market in their favour, we are seeing a (very welcome) return of the practice of including a home inspection clause in offers to purchase. In case you’ve been out of the loop for the last two or three years, it was beginning to look like the Professional Home Inspector was doomed to taking his place in the Museum of Natural History alongside the woolly mammoth – so rare was it to ask for an inspection.  With buyers climbing over each other to...

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First Time Buyers: Is It a Good Idea to Cash out RSP’s?

Buying their first house is a roller coaster ride of emotions for most people.  Young or older, single or coupled, conservative or high-risk speculator – the first time buyer will experience highs and lows throughout the process.  Any time large sums of cash are involved in a decision, the experience intensifies. One of the first decisions that must be made is where the initial outlay of cash (aka downpayment) will come from. Using Retirement Savings The Canadian Government has developed a Home Buyers’ Plan to provide an option for those who have savings in RRSP accounts.  Individuals can withdraw up...

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SOLD! 27 Dalkeith

Red Hot Central Hamilton 2-Storey Family Home $249 900   Conveniently located  steps from trendy Ottawa St N shops and the Centre Mall, this detached 3-bedroom home offers 1000 square feet of great value! A spacious main floor offers open concept living/dining room that flows into a family kitchen with floor-to-ceiling pantries, gas hookup for stove, stainless steel appliances. Off the kitchen, you’ll find a walkout to your private deck and fenced yard.  The master bedroom has a large closet;  and 2 more bedrooms along with a 4-pc bath complete the second level. The partly finished basement includes a family room, laundry area, and plenty of storage space. Central air conditioning and a new tankless hot water heater were installed in 2012.  The sump pump was replaced in 2016.  Electrical wiring is all copper,100 amp service, and the incoming plumbing has been upgraded to copper pipes.  All appliances are included (as-is).  Open House Saturday 2-4; Sunday 3:30-5:30. Questions? Call The Brandow Group today at 905-573-1188! We will reply as quickly as we can. Name Email Address Message 12 + 1 =...

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FIGHT, Flight, or….

  Fight or flight.  Most of us are familiar with the term that perfectly describes our human response to acute stress.  Less familiar is the third “F,” and it’s not what you’re thinking.  The full spectrum of possible stress responses is actually: fight, flight, or freeze. There is no denying that investing in real estate, whether for personal use or for income purposes, can be a source of anxiety. Inventory is at historic lows, and it seems that any property that is priced appropriately is in high demand.  Potential buyers for these properties will, in all likelihood, have one...

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Closing Costs – Be Prepared

  It’s no secret that buying a house is likely the largest purchase a person will ever make.  Most buyers do more mental and scribbled math during the process of figuring out how much house they can afford than they ever have or will again. The problem is that sometimes, there are real costs that get left off the budget sheet, and closing day becomes a mad panic to come up with the extra cash. Don’t feel that you have to just know everything – ask questions!  By the time you are ready to buy, you should have a...

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